• 19Apr

    I was out cutting the lawn with a push mower. I had on ear protection that I could play music through. I just walked under the big oak tree in our yard as I mowed the lawn and felt the ground shake. I looked around startled, and saw that a huge branch split off that oak tree and fell just a few seconds after I cleared the tree with the mower. It hit so hard that I felt the ground tremor come up through my feet. I called a tree service in Long Island after I calmed down. I had a hard time even finishing the lawn that day. I was nervous about mowing close to the tree.

    It looked healthy. Every spring it leafed out and looked strong. It was a little windy that day, but not much. It was just a pleasant breeze on a hot day. I saw the limbs swaying from the porch just a little before I started mowing. Read the rest of this entry »

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  • 28Feb

    I figured my husband and I would have a time of it looking at Silver Spring Maryland apartments. The main reason I thought this is because it is so close to Washington D.C., so I figured that people would naturally want to live closer to here since the prices would be lower than what an apartment in the capital would be. We chose Silver Spring because there are two colleges here, and we hope that our daughter will want to go to one of them and commute from home since it is so close.

    She has shown interest in Monroe in the past, so we figured this was a good move for all three of us. Read the rest of this entry »

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  • 10Feb

    Moving is an interesting thing. I never liked to do it, but I have enjoyed the changes. Each time we moved, my wife and I ended up in a nicer place. I grew up in a very old and drafty house. When I got married, my wife and I lived in a newer trailer. It was huge compared to that old house I grew up in. It was nice to have the big kitchen and the separate dining room. The bedroom was small with a king-size bed. After that we looked at 2 bedroom Stone Oak Apartments.

    We finally found a really nice place that we wanted to live at for a long time. It was nice to go back to having a two-bedroom apartment. The last place only had one. It made it awkward for overnight guests, even though we had a really nice couch. We used an air mattress too. Read the rest of this entry »

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  • 17Aug

    Climate modification is a multi-faceted and complex subject. In this article, we take a look at the relationship between climate modification and volcanoes.

    Climate Modification and Volcanoes

    The climate modification debate is a nasty one. Parties pick their positions, dig in and refuse to listen to the rants of the other side. Lost in the yelling is the simple fact that climate modification is a natural phenomenon to some extent. For proof, we need merely look at the materials kicked out by volcanoes.

    It is an undeniable fact of the earth record that volcanoes have changed the climate during certain periods. Small explosions don’t have much impact, but large explosions send massive amounts of material and gases into the atmosphere. The gases include carbon dioxide, the ultimate bugaboo greenhouse gas. Beyond these gases, however, volcanoes can kick out so much debris and ash that the material in the atmosphere can actually block out the sun or reduce the warming effect.

    Mount St. Helens is the most studied and well known recent eruption. Unless you have been meditating in a cave for the last 20 years, you know that the volcano exploded on May 18, 1980. The eruption was powerful enough to flatten everything for 17 miles, immediately turning 10 million trees into so much firewood. The huge volcanic ash cloud stretched halfway across the United States, but barely had an impact on global temperatures.

    In contrast, the eruption of the El Chichon volcano in 1982 had a measurable climate impact. El Chichon is located in Mexico and was a much smaller eruption than Mount St. Helens. Still, the average temperature around the globe cooled by one degree. What scientist learned is the climate modification impact of volcanoes is highly dependent on the type of explosion. The materials from Mount St. Helens fell out of the atmosphere quickly, while El Chichon belched enormous amounts of sulfur that remained in the atmosphere for much longer.

    One of the problems with climate modification is it occurs over a relatively long period of time. Since we started paying attention to the situation, we have not had a chance to see the impact of a major eruption. The stuff we see on television is really small potatoes compared to historically eruptions of note. For example, Mount St. Helens threw roughly a half a cubic mile of material into the air. In 1815, a volcano in Indonesia belched 24 cubic miles of material into the atmosphere. Obviously, one has to imagine it impacted the climate of the earth.

    Is there a relationship between climate modification and volcanoes? Undoubtedly. From what we see, however, the relationship is generally of a short duration and not an explanation for the rising temperatures we are seeing currently.

    Rick Chapo is with SolarCompanies.com, a directory of solar energy companies. Visit us to read more articles on solar power and global warming and volcanoes.

  • 17Aug

    Kimco Realty Corp. (Kimco) announced the launch of another small business through the Kimco Entrepreneurs Year Start (KEYS) program – Carlsbad’s Build-It-Workshops held its grand opening on Friday.

    KEYS is a small business incubator program developed by Kimko.

    As of Dec. 31, 2012, Kimco owned interests in 896 shopping centers comprising 131 million square feet of leasable space across 44 states, Puerto Rico, Canada, Mexico, and South America. KEYS launched in California, where Kimco owns over 110 shopping centers consisting of over 3,200 stores and 19.3 million square feet of leasable space.

    The company says that it is actively seeking startup entrepreneurs and first-time business owners to apply to the program, which currently has over a hundred small shops (2,500 square feet and under) available for KEYS participants, including many pre-built restaurant spaces.

    KEYS will place qualified applicants into Kimco shopping centers with one year of free rent and additional benefits such as affordable property charges to minimize initial overhead; access to personal Kimco retail business counselors; a flexible four-year lease option after the first year; as well as access to shop space in established retail centers. In addition, Kimco says that it will provide operational and financial support through the critical startup incubation years to better ensure the success of these first-time business owners.

    Kimco has developed relationships with established educational organizations such as SCORE, the California Small Business Development Center, Kauffman FastTrac, and others that offer business resources and networking support.

    The KEYS program seeks entrepreneurs who plan to open their first store, restaurant, or other concept (but not franchise companies), who have adequate funding for the venture, a written Business Plan with detailed business goals and who have the ability to articulate their plan for success in an interview. A certificate, endorsement, or letter of completion verifying entrepreneurial classes completed from an SBA sponsored business association, college, university or appropriate training organization is encouraged, but not required.

    Continued

  • 15Aug

    Small Business Cash Advance is almost similar to a small amount of business loan your business house applies and receives the funding and can utilize the funds for various uses in the business and your business house needs to repay the advance. However, there are substantial differences.

    The Small Business Cash Advance is by nature, unsecured. The approval for business cash advance is not subject to the investigation or scrutiny that is undertaken in the case of a small business loan. You do not need to prove your credentials or demonstrate your plan.

    Additionally, Small Business Cash Advance does not require any kind of share in equity ownership in the business house and the business house is free to utilize the funds in any manner whatsoever, as is required. The lenders of Small Business Cash Advance determine the amount of Small Business Cash Advance based on the amount of cash flow from the monthly credit card charges.

    The approval rates of Small Business Cash Advance almost ten times higher than that of a regular bank loan. This is mainly because of the multiple barriers and the long winding application cycles and processes banks thrust upon the loan applicant.

    If you want to procure a Small Business Cash Advance from any of the institutional lenders, your business house will have to accept the credit cards as a standard mode of payment.

    The applicant of the Small Business Cash Advance will have to process a minimum amount as credit card sales every month, and additionally, the business must have been operational for a period of at least a year. There are usually no fixed payments decided; you do not need to bear any upfront costs and no need to bear any closing cost.

    The biggest advantage is that the funding is made steady and is always consistently available to the applicant business house so that at no point in time, lack of cash becomes a hindrance in the development of the business and puts the business house in difficulties.

    Small Business cash advances can be repaid by credit card sales and the repayments are usually processed through the merchant account of the business house. All other kinds of payments received in the form of check, cash or any other means are not accepted for repayment. There are usually no fixed payments decided; you do not need to bear any upfront costs and no need to bear any closing cost.

    The biggest advantage with the small business cash advances is that they are hassle free and the business houses can procure such loans or advances very easily and with minimal documentation. The only downside is that these advances are unsecured and unsecured business cash advance can tend to become a liability.

  • 14Aug

    Running a lawn care and maintenance business can be difficult when you are not equipped with the right knowledge and skills. Since this business can become seasonal especially in places where there is winter, business can get very depressing. But with enough wit, the right skills and strategies, it can’t be that bad after all.

    Advertising your business is a fundamental rule of the thumb. It is where you get your sales and establish your customers. There are many lawn care marketing ideas that could help entrepreneurs out there. The difference comes in choosing the right platform and using it correctly.

    Identify your customers

    Who will steer your business to the top? The hundreds or even millions of home owners out there who realize the importance of having a well maintained lawn but just do not have the time to accomplish lawn care tasks. It could also be entrepreneurs, just like you, who have to regularly maintain or keep their lawns to attract more customers to go their establishments.

    Who will you cater to? If you choose to serve home owners, you must become aware of their needs. Gather data on what lawn care services home owners often look for, based on this establish your services, invest in the necessary equipment or tools needed.

    Get your services across

    How will your reach out to these customers? There are conventional marketing strategies that still work and there are the modern strategies that will help you connect to the more conventional people of today.

    For instance, building a website will make it easier for people to find you. You will not rely heavily on the chances of people finding you just because they happen to walk by the street where your shop is located. Through the internet, people can find you even at the comfort of their own homes.

    Maximize your marketing strategies

    When you employ certain marketing strategies, you should not end there. Find ways to fully benefit from it. If you decide to build a website, make sure it has everything it needs for people to want to click on it and hire your services. Make your site “responsive” so that when a potential customer uses his smart phone to browse for services, he’ll be able to get to your site.

    When you advertise via a local newspaper, make sure to ask the publisher to place your ad in the business section of the paper in case that you cater to commercial establishments or properties for lawn care services.

    For more lawn care marketing ideas, visit now.

  • 11Aug

    There’s a lot to be said for knowing the possible pitfalls before embarking on any journey and “My Online Business Strategy” (MOBS) is a successful blue print that allows you to feel comfortable in the knowledge that you can avoid and overcome them.

    Let’s just take a look at some of the dangers and traps:

    * A hyped up product, system or strategy which doesn’t delivery on its promises. Often these are pitched in such a way to win over an audience of would be punters so that they buy.
    * Material presented in vast quantities without covering all the required information.
    * The quantity is large enough so that after the purchaser has consumed it all and realizes that he or she cannot make money the original seller is not marketing the product any longer and can offer little or no assistance.
    * Information overload – here the vastness and the variety of information provided makes the purchaser feel overwhelmed and they then blame themselves for not being able to commit the time and effort needed and therefore give up.
    * Many people have been in the position of giving up – some even go through the same loop over and over with different products. The desire is so great that people are blinded by the repeated failings.

    Here’s how, “My Online Business Strategy” helps you overcome and avoid all this:

    * It is not hyped up. It is down to earth. “My Online Business Strategy” points out that you will not become a millionaire overnight and that you will have to work at it.
    * The material was not created to sell. This material is the process that Gary Gregory uses to build his own sites. These sites make him over $100,000 per year.
    * “MOBS” leaves nothing out whilst ensuring that you are led by the hand. This prevents information overload.
    * “My Online Business Strategy” provides toll free live support should you fall into difficulties. This is surely absolute proof that the detail is present without being overwhelming. “My Online Business Strategy” could not offer this level of support if it was anything other than a complete easy to use blue print for online success.

  • 10Aug

    Cash flow is the interior and exterior of your business and is the lifeline for all businesses. Income could be referred to as cycle: your company uses cash to get assets which are then used to create products or services. They are then offered to get some funds and so the cycle is repeated. But what’s most important is that you positively manage and control these cash inflows and outflows.

    Sometimes, when individuals are battling for capital to help keep businesses running, they get eccentric assets for financial help. Many banking institutions don’t really extend cash rather offer assistance and counseling that increase the cost of caring the client.

    Cash advances and unsecured loans really are a better option to get your business quick money in crunch financial situations. The micro-banking companies offer several kinds of loans and cash advances to businesses for all needed reasons. Financing might be granted as secured or unsecured. In secured loan, collateral is provided to assist guarantee payment in case of default. In unsecured loan, no collateral is provided except just the borrower signature being a legal promise to pay back the loan amount as contracted.

    Unsecured business loans and cash advances come in good belief that the borrower will repay the loan amount as contracted. Such cash advances can be for a lot of productive reasons including purchasing equipment and appliances, renovation, paying for bills or financing that dream franchise.

    The opportunity to pay back the current and proposed obligations is crucial while approving financing. Cash advance loans are usually declined to those who’ve a present past due advance. Generally cash advance schemes the borrower’s ability to pay back is dependent upon the borrower’s monthly credit card sales receipts.

    There are many benefits of business cash advance lending. The cash advance lenders are very flexible while approving this type of business loan. Even if your business has a low credit score, you can still get cash advance financing. Also the process of getting a business cash advance is instant. The loan application process is very simple, you just have to fill an online application form and the money will be transferred to you in just few business days. The cash advance can also be used for any business purpose without any restrictions. This way you can distribute the cash any where you deems fit.

 
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